Generative AI & Agentic AI: Where Will Banks Invest in 2026?
82% per cent of banking compliance and risk leaders plan to increase their AI investment by more than 25% over the next two to three years, according to our latest research with Chartis.
The report, AI in Financial Crime and Compliance: Charting the Path from Pilot to Maturity, provides comprehensive data on current and future use of AI in FCC efforts.
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Strong Growth Expected Overall for AI Investment
Compliance leaders at banks globally revealed strong confidence in AI when asked about their investment plans for the next two to three years:
- 82% anticipate investment growth of more than 25%
- 10% anticipate investment growth of 25% or below
Most notably, only 3% expect no investment growth at all and just 4% expect to reduce their investment.
Investment Plans for Generative AI
Our research also shows that most banking compliance and risk leaders plan to increase their generative AI investment. Interestingly, they are evenly divided between accelerating that investment and taking a more measured approach:
- 46% expect GenAI investment to increase by more than 25%
- 46% expect GenAI investment to increase by less than 25%
- 5% anticipate no change in investment
- 3% expect a decrease in investment
Investment Plans for Agentic AI
Investment expectations for agentic AI suggest that banks are keen to invest but at a lower level at this stage:
- 71% expect agentic AI investment increases of up to 25%
- 14% predict larger increases of more than 25%
- 14% anticipate no change in investment
- 2% expect a decrease in investment
Get the Best Return on Your AI Investment
If you’re in the 82% of compliance and risk leaders planning to increase AI investment, talk to Hawk. We are delivering significant value to our customers through our AI-powered solutions for AML and fraud prevention.
Learn more about Hawk’s AI solutions here